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13-Nov-2020 00:59

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Nerd Wallet recommends visiting your local credit union first.Most credit unions offer their members flexible loan terms and lower interest rates than online lenders, especially if you have a low credit score. Department of Education, a federal Direct Consolidation Loan can help you streamline your federal loan payments.After consolidating his or her loans, a borrower will have just one monthly payment and just one loan balance to maintain.Many students will get federal loans for each year in school and will graduate with more than one loan to repay.If you have more than one federal student loan, you may be eligible to consolidate these loans into one Direct Consolidation Loan.

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Make a budget to pay off your debt by the end of the introductory period, because any remaining balance after that time will be subject to a regular credit card interest rate.Federal consolidation is available after borrowers enter repayment, either because they graduated or ceased to be enrolled at least half-time.



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